Peach Tally
Based on current IRS 1040-ES formulas

Know what you owe before the IRS does.

Dreading tax season because the number feels fuzzy? Our tax calculator turns the guesswork into a clear quarterly tax estimate in about 30 seconds, so you can set money aside with confidence.

Self-employment tax, income tax, and a monthly savings target are all handled in one place. No complicated forms. Just a number you can actually use.

Used by
20,000+
independent workers last quarter
Accuracy
Within 2%
for common freelancer scenarios
Data
Local only
nothing gets saved to our servers

Instant estimate

Your quarterly tax snapshot

Estimated quarterly tax $8,412
Self-employment tax $5,936
Income tax $2,476
Monthly set-aside $2,804
Pay by date: April 15. Want a calmer filing season?

How it works

Take the guesswork out of quarterly taxes.

Why keep guessing? Tell us your income, let the calculator do the maths, and leave with a clean plan you can follow all quarter.

Enter your net income

Add your freelance income for the quarter. Multiple income streams? Sum them up first.

We keep the input simple because you’re busy. One number is enough to start, and the estimate updates fast as you type.

Apply the right tax rates

We calculate self-employment tax plus estimated income tax using current IRS 1040-ES guidance.

No spreadsheet wrestling. No second-guessing the percentages. Just a reliable quarterly tax estimate you can trust.

Plan every payment date

See the amount to pay now, plus a monthly savings target so April doesn’t sting.

Want to avoid underpayment penalties? This is the part that keeps your cash flow calm.

Features

Everything a 1099 worker needs.

Need a cleaner workflow? These tools cover the essentials without making your day feel heavier.

Federal + state estimates

Supports all 50 states so your estimate stays useful wherever you work.

Self-employment tax built in

Social Security and Medicare are included automatically, not tacked on later.

Monthly set-aside target

Know how much to move each month so you never come up short.

Export as PDF

Share your estimate with an accountant or keep a neat record for yourself.

Comparison

How our estimates stack up.

Want a quick reality check? For common freelancer income ranges, our estimate stays within 2% of expected liability, but you should still consult a tax professional.

Actual liability $6,100
Our estimate $6,020
Monthly savings target $2,007

Sample income scenarios

Hover-free, clear numbers. Easy to scan, easy to trust.

$30k income $4,380 estimate
$60k income $8,420 estimate
$100k income $14,260 estimate
Accuracy matters, doesn’t it? This keeps you close enough to plan without turning tax season into a guessing game.

Testimonials

Real people, real tax peace of mind.

“Why did I wait so long? I drive rideshare and used to guess my quarterly payment. Now I know the number, and I’ve stopped getting hit with surprise penalties.”

Zwena Alferez

Rideshare driver

“My freelance developer income swings every month. This calculator gives me a savings target I can actually follow, and that changed how I manage cash flow.”

Tyroane Huq, Freelance Developer

“As a yoga instructor with class income and private sessions, I needed one clear estimate. It saved me from underpaying and made tax season feel much less heavy.”

Danja Amanfu, Yoga Instructor

FAQ

Tax Calculator FAQ

Got questions before you trust the number? Fair enough.

Do I need to include expenses?
We ask for net income, so your expenses are handled before you get here. If you’re not sure how to figure that out, start with your bookkeeping records and work from there.
What if I have multiple income streams?
Add them all together. The calculator is built for side hustles, contract work, and a mix of gigs, so one estimate can cover the lot.
Does it cover local taxes?
Not yet. We calculate federal and state rates, which covers the core of your quarterly estimate and keeps the tool quick to use.
Is my data saved?
No. The calculator runs locally in your browser, so nothing is stored on our servers. Handy, right?

Free download

Get the free tax prep checklist.

Want a cleaner filing season? Grab the 1099 Tax Prep Checklist and keep every deduction, receipt, and deadline in one place.

No spam. Just the checklist and a calmer inbox.

Start free

Stop over- or under-saving. Try the calculator.

Why wait until the deadline? Estimate now, save monthly, and head into tax season with a number you understand.

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